RMIS offers a wide array of consultative services including but not limited to:
- Identify and evaluate risks
- Insurance program audits (the review of existing insurance policies to determine adequacy of coverage, adequacy of limits, appropriate deductible/retention levels, significant restrictions in coverage, existence of warranties, concurrency of coverage, duplication or gaps in coverage, suitability of forms, financial stability of insurers)
- Loss forecasting (the estimation of Ultimate Expected Future Losses based upon present value equivalents of historical losses and projected exposures)
- Marketing renewal programs
- Verification of Audit calculations, Dividend Plan calculations, Retrospective Rating Plan calculations, and Experience Modification
- M&A transaction due diligence
- Contract/lease review – to determine assumed & transferred liabilities
- Monitoring of insurer security/collateral
- Preparation of insurance data for CPA audits
- Annual Stewardship Reports
- Claims Management Services Oversight
- Risk Engineering and Loss Control Services (including Worker Safety/Health, OSHA compliance, Fleet risk control, Premises/ Product/Services risk control, Chemical/Environmental risk control, Third Party Liability risk control, Disaster Plan development)